Act Quckly and File an Answer to Set As Aside a Surprising Default Judgment
You can be sued whether or not you owe someone money. Worse yet, you can have a default judgment against you whether or not you have received notice. These types of default judgments happen all the time and you need to act quickly. Whether someone is trying to sue you or that a judgment has been taken against you, a quick response is necessary.
As a general rule the law will NOT protect people that “sleep” on their rights. If you do not fight a wrongful judgment or suit promptly – when you do find out about the judgment or suit – you may be considered legally bound to a debt that you never owned in the first place, or worse yet, a lawsuit of which you were totally unaware.
It is your responsibility to be vigilant. Consumer lawyers are noticing that there are a number of crooked process servers and unscrupulous bill collectors. Together with their overly aggressive lawyers, these unscrupulous bill collectors and unconscionable process servers are out there looking for easy cash and they may be trying to get it from you!
Just because you did not incur any debt does not mean that some has not been raised on your behalf. Albeit illegal, someone may have stolen your identity or your name and incurred debt on your behalf. Without appropriate action, you could end up being held responsible for someone else’s debt if you do not fight it.
Even if you do owe some money to a creditor, the interest rate and charges could have ballooned unconscionably. There are a number of valid legal defenses which may be available to you if you contest the claim.
Do not just sleep on your rights !
Many debt buyers do not have the necessary paperwork to prove their claim in court. As an experienced consumer advocate with more than 30 years experience defending people with debt problems I can help you defend yourself in court. Often, I can get the case dismissed without the necessity of ever going to court as a fee rate you can afford.
The debt buyer business is ugly and thriving in these tough economic times. Read this interesting article in the New York Times.